For credit union members looking to maximize their budget, September often brings a combination of manufacturer incentives, dealership sales goals, and changing inventory that can create opportunities for buyers. If you're considering a new or used vehicle this fall, here's what you should know.

Cash back or low APR? Learn how to compare auto financing offers, rebates, interest rates, monthly payments and total loan costs before buying a car.

Your car payment is only part of the cost of owning a vehicle. Learn about insurance, fuel, maintenance, repairs and other expenses to include in your car budget.